Terms of Use

Effective date: August 7, 2026

About this site

This website provides general information about health insurance options and is a solicitation for insurance by Irma Ramos Peraza, a licensed insurance agent in the State of Florida (license G103351, NPN 21110147), working with MLC Insurance Agency.

Not affiliated with the government

This site is not connected with or endorsed by the United States government, the federal Medicare program, or the Health Insurance Marketplace®. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

No guarantees

Plan availability, premiums, benefits and savings depend on your household, income, county and the plan year, and are confirmed only by the carrier and/or the Marketplace at enrollment. Nothing on this site is a quote, an offer of coverage, or financial, tax or legal advice.

Using the contact form

Submitting the form does not enroll you in any plan and creates no obligation. By submitting, you agree to be contacted by a licensed insurance agent at the phone number and email you provide. SMS updates are sent only with your separate opt-in; reply STOP to unsubscribe at any time.

Third-party content

Educational videos on this site are published by HealthCare.gov and the U.S. Centers for Medicare & Medicaid Services on their official channels. We are not responsible for third-party content.

Contact

Irma Ramos Insurance · Deerfield Beach, Florida · (954) 482-8589 · [email protected]